Kaya 959 Allan Gray Kaya Biz

Allan Gray Kaya Biz

Join the host of Kaya Biz, Gugulethu Mfuphi, as she takes you on a journey about how you can secure your future, with Allan Gray. In a time when world economies are in a perpetual state of volatility, it is those who stay ahead of the curve and keep abreast with latest trends to respond to the tough economic challenges with sustainable strategies. Tune in, to find out how you can secure your investments, retirement annuity, personal savings and all your valuable assets.
Weekly English South Africa Investing · Investing Narrated by Allan Gray
76 Episodes
20 – 40

Personal finance lessons for your 20s and beyond

GUEST – Nomi Bodlani, head of Direct Clients at Allan Gray In the world of investing, like so many facets of life, the decisions you make today will impact your financial wellbeing in the long term – for better or worse. The secret to successful investing lies in your ability…
13 Jun 2023 10 min

Dispelling umbrella fund fears for employers

GUEST – Mica Townsend, specialist in the Group Savings and Investments team at Allan Gray There has been a drive from single employer standalone funds to multi-employer umbrella funds, with the number of standalone funds dropping significantly from 774 in 2015 to 398 in 2022. The shift has largely been…
30 May 2023 8 min

ALLAN GRAY FEATURE – Equities matter – even for the cautious investor

GUEST – Marise Bester - Investment specialist at Allan Gray While equity markets are volatile and can underperform cash and bonds over shorter periods, over the long term, investors are compensated for this volatility with substantially higher returns. Equities play an important role in any multi-asset class portfolio – including…
16 May 2023 12 min

ALLAN GRAY – How to plan for an emergency fund in 2023

GUEST – Gladness Rupare - Investment specialist at Allan Gray The New York Times recently reported that a growing number of workers are getting access to a new job benefit: help with saving for unexpected expenses. The financial stress on workers brought about by both the pandemic and rising inflation,…
4 Apr 2023 14 min

ALLAN GRAY – How to pave the way for better investment decisions

GUEST – Nomi Bodlani, Head of Direct Clients at Allan Gray When it comes to investing, most of us have good intentions, but the temptation to overspend often holds us back from achieving our financial goals. Understanding your environment and how it shapes your financial behaviour can help pave the…
28 Mar 2023 7 min

ALLAN GRAY FEATURE - Post-Budget speech commentary | A Budget of tough trade-offs

UEST – Thalia Petousis, Portfolio manager at Allan Gray South Africa appears to have taken a step back from a threatening fiscal cliff, with Finance Minister Enoch Godongwana delivering a Budget speech that he described as one focused on making “tough trade-offs in the interests of the country’s short- and…
23 Feb 2023 12 min

Tax Tips As We Head Into The 2023 Tax Season

Carla Rossouw, Head of Tax at Allan Gray Tax efficiency is a key aspect of a healthy financial plan. By making sure your tax affairs are in order, considering the tax implications of your investment decisions and maximising the tax benefits on offer, you can improve your financial outcomes. With…
7 Feb 2023 18 min

How Do I Overcome The Barriers To Investing?

Mthobisi Mthimkhulu - Private Clients manager at Allan Gray talks about How do I overcome the barriers to investing? Not sure how to save money? Follow these five easy steps. Investing is not a complicated activity only for rich people. It’s a great way to create financial security and everyone…
24 Jan 2023 13 min

ALLAN GRAY FEATURE - Education inflation.

According to local data, parents can expect to pay between R2.5 million – R4 million to educate a child from primary school to tertiary level over the coming years. With the cost of education soaring, relying purely on your salary to finance your children’s education is becoming increasingly difficult.
10 Jan 2023 11 min

How to build a portfolio during times of extreme uncertainty.

Major global events over the past three years have driven home an important life lesson: the need to expect, and plan for, the unexpected. When it comes to our personal finances, this means balancing the need to have some emergency cash available, with the need for earning inflation-beating returns over…
18 Oct 2022 13 min

ALLAN GRAY: Why every investor needs an independent adviser right now.

The stock market is a lot like the ocean, with rising tides, ebbs and flows. Navigating these choppy waters can be challenging without the guidance of a good independent financial adviser who can help long-term investors stay the course and avoid destructive behaviours that lock-in permanent losses. Ahead of World…
4 Oct 2022 12 min

Why financial optimism matters and how to find it when the world is a mess.

With the cost of living escalating, inflation reaching all-time highs, rampant rolling blackouts, and the very real risk of the South African economy slipping into a recession, many investors may be left feeling less optimistic about their financial futures. It is easy to get bogged down by the current state…
20 Sep 2022 14 min

ALLAN GRAY FEATURE - What will happen to your investments when you die?

Many investors overlook the importance of estate planning when thinking about their broader financial planning. Neglecting to think about what will happen to our assets when we are gone can have disastrous consequences for our loved ones, particularly if they are minors and dependent on us. Next week is National…
6 Sep 2022 14 min

How to be financially resilient in a rising inflationary environment.

Most of us know what it means to build resilience in the context of health and wellness. But, what does it mean to be financially resilient? Building financial resilience can help investors manage the impact of rising inflation and interest rates. Cedrick Pila, IFA Distribution regional manager at Allan Gray,…
23 Aug 2022 11 min

How to Apply “Cathedral Thinking” To Your Investment Approach

The uncertainty and prolonged financial distress brought about by the COVID-19 pandemic has led many investors to operate in survival mode and to prioritise their short-term needs, often at the expense of their longer-term financial interests. Marise Bester, ManCo specialist at Allan Gray, joins Kaya Bizz to discuss the idea…
22 Feb 2022 8 min

Allan Gray: Could You Survive On Less Than A Third Of Your Income In Retirement?

According to a recent retirement industry survey, the average South African retiree can replace just 31% of their monthly income when they reach retirement. Most income-earners face the very real risk of outliving their retirement nest egg. Saleem Sonday, head of Group Savings and Investments at Allan Gray, joins Kaya…
8 Feb 2022 10 min

How to Maximise Your Tax Benefits Before The End Of The Tax Year

With the end of the tax year approaching, now is the time to take advantage of the tax benefits made available through retirement products and tax-free investments. We are joined by Carrie Norden, senior tax specialist at Allan Gray, to tell us how we can make the most of tax…
25 Jan 2022 12 min
20 – 40