INSIDE YOUR BUSINESS – Reflecting on the state of SME funding in South Africa

Loading player...
GUEST – Allon Raiz - Raizcorp CEO

It's no surprise to learn that 35% of all loans made to SMMEs are in the form of personal loans, as these entrepreneurs find it too difficult to access funding as a business. Even more shocking is that, according to research, between 20 and 23% of SMMEs are not even registered with SARS. The more you delve into the statistics and research, the reasons as to why SMME struggle to gain access to funding becomes clear.
15 Jan 2025 1PM English South Africa Business News · Investing

Other recent episodes

Protests, Politics & State Capacity: What Today’s Unrest Signals

Anti‑immigration protests highlight deep governance failures, rising public frustration and the erosion of state authority. Professor William Gumede unpacks the political economy behind the unrest, the risks to social cohesion, the impact on investor confidence, and why South Africa urgently needs a coordinated, evidence‑based migration strategy.
30 Jun 5PM 22 min

One Labour Market, Three Data Sets: The Real Story Behind Jobs

GDP shows modest growth, QES shows formal job trends, and the QLFS reveals household‑level pressure. Together, they paint a complex picture of South Africa’s labour market. Statistician‑General Risenga Maluleke explains how these data sets interlink, where they diverge, and what they reveal about job creation.
30 Jun 5PM 20 min

Tax Traps 2026: What SARS Won’t Tell You

South Africa’s tax season opens with new rules, new risks and widespread misconceptions. From two‑pot withdrawals taxed at marginal rates to multiple IRP5s, provisional tax surprises and auto‑assessment pitfalls. Stian De Witt from NMG Benefits explains the hidden traps catching ordinary South Africans
30 Jun 5PM 21 min

Migration Reality Check: The Data Reshaping South African Business

South Africa faces three simultaneous migration forces: regional labour inflows, skilled emigration, and massive internal movement toward urban edges. Andrew Fulton breaks down the real numbers behind immigration, emigration and interprovincial migration
30 Jun 5PM 10 min

Mine 2026: The New Battleground for Global Mining

PwC’s Mine 2026 report shows miners posting record profits — yet facing unprecedented structural pressures. Energy Utilities and Resource Assurance Partner Vuyiswa Khutlang breaks down the three imperatives reshaping mining: policy stability, capital mobilisation, and technology‑driven productivity. We explore copper’s surge, coal’s decline, selective M&A, and why geology alone no…
29 Jun 5PM 16 min