What you and your spouse need to know about your credit rating

In the day and age, we find ourselves in, it is unlikely for anyone to be debt free. But what happens when two becomes one, does that mean that the day I say I do, is the day I say your debt is my debt? Now the good news is when you do decide to marry the partner of your dreams, it doesn't mean your credit score and that of your spouse will automatically "merge", however, there are a few things to know before you tie the knot.
We are now joined by Moeshfieka Botha, Head of Research and Consumer Education at National Debt Advisors