
Optimism Rising, Debt Deepening: Inside OMSIM 2026
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South Africans are more optimistic than they’ve been in years — but the 2026 Old Mutual Savings & Investment Monitor reveals a widening divide between those building wealth and those under mounting financial pressure. Vuyokazi Mabude, Head of Knowledge & Insights at Old Mutual, breaks down rising confidence, growing debt reliance, the surge in informal loans, and why savings goals remain strong despite affordability strain. We explore how households can turn optimism into meaningful financial action.

