
Long‑term benefits of maximising your retirement fund contributions
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As we approach the end of the tax year this week, many South Africans are reviewingwhether they’ve made the most of the annual tax benefits offered through retirement fundcontributions. Retirement fund contributions are tax‑deductible within certain limits – and
growth inside these products is tax‑free – which ranks them among the most powerful long‑term investment tools available.
In this Kaya Biz conversation, Allan Gray’s head of Tax, Carla Rossouw, explains how
maximising contributions can reduce your taxable income today, support long‑term growth
and why contributing above the annual limits still benefits you over time.
growth inside these products is tax‑free – which ranks them among the most powerful long‑term investment tools available.
In this Kaya Biz conversation, Allan Gray’s head of Tax, Carla Rossouw, explains how
maximising contributions can reduce your taxable income today, support long‑term growth
and why contributing above the annual limits still benefits you over time.

