
Make 2026 Your Money Year: Budgeting, Debt Payoff, Saving & Smart Financial Goals with FNB’s Ester Ochse
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It’s the first Monday of the year—and the perfect time to reset your finances. In this powerful and practical conversation, Brad sits down with Ester Ochse, Product Head at FNB Integrated Advice, to help you make 2026 your money year.
From understanding where your money really goes, to setting realistic budgets, tackling debt with proven methods like the avalanche and snowball approach, and building emergency savings, this episode breaks down financial planning into simple, actionable steps. They also explore why automating savings works, how to protect your family with the right cover and an updated will, and why it’s never too late to start saving for retirement.
Whether you’re overwhelmed by debt, unsure where to begin, or ready to take control of your financial future, this episode will help you move from knowing what to do—to actually doing it.
From understanding where your money really goes, to setting realistic budgets, tackling debt with proven methods like the avalanche and snowball approach, and building emergency savings, this episode breaks down financial planning into simple, actionable steps. They also explore why automating savings works, how to protect your family with the right cover and an updated will, and why it’s never too late to start saving for retirement.
Whether you’re overwhelmed by debt, unsure where to begin, or ready to take control of your financial future, this episode will help you move from knowing what to do—to actually doing it.

