How to avoid "Janu-Worry" stress.

Lukho Mkwedi Phuthi wraps up the show with Blessing Ndabula in a Financial Conversation addressing "Janu-Worry" issues. Blessing stresses the importance of preparing ahead to avoid the financial stress that often comes in January due to overspending during the festive season. She encourages listeners to start better financial habits now—such as budgeting, cutting unnecessary expenses, and saving gradually—to prevent the common January panic. Planning early creates a smoother, less stressful start to the new year and helps maintain financial wellness after the holiday splurge