Authors Corner | Start With What You Have

Simon Ngubeni’s book Start With What You Have challenges the way we often think about money. Instead of waiting for “more” to begin the journey toward financial freedom, he shows how the very resources in our hands today can be the foundation for beating debt and moving forward. What makes his approach stand out is its faith-rooted practicality—less theory, more action. And Simon isn’t done yet—he’s already planning to update the book in the future, not because the principles have changed, but because real-life financial challenges keep evolving, and he wants readers to have the tools to meet them head-on.