Predatory lending and debt abuse as a human rights issue in SA.

Loading player...
GUEST - Samantha Moyana - Debt Counsellor, National Debt Advisors
As South Africa observes Human Rights Day, the focus is often on the nation’s hard-won freedoms. But beyond the political and social discussions, a critical and often overlooked issue threatens the financial well-being of millions—predatory lending and debt abuse.
With over 42% of the country’s 23 million credit-active consumers classified as having impaired credit records, the reality is that financial exploitation has become a modern crisis, particularly for vulnerable social grant recipients.
Today, we shine a spotlight on this issue with Samantha Moyana, a debt counsellor from the National Debt Advisors. She joins us to unpack the scope of predatory lending in South Africa, the systemic challenges facing consumers, and what can be done to enforce stronger protections and promote financial literacy.
20 Mar 2025 2PM English South Africa Business News · Investing

Other recent episodes

Portfolio Overhaul Pays Off: Remgro’s 42% Earnings Surge

Remgro delivered one of its strongest performances in years, with headline earnings up 42.3% and free cash flow at the centre more than doubling. CEO Neville Williams unpacks the strategic reshaping of the portfolio, the Mediclinic restructuring, the CIVH/Vodacom fibre deal, and the Group’s next phase of value unlock. A…
21 Sep 1PM 13 min

Weak Demand, Falling Exports: Inside SA’s Manufacturing Reality

Business confidence in manufacturing slipped to 27 as weak domestic demand and deteriorating export activity continue to weigh on performance. Absa’s Sachin Chanderdhev breaks down the latest survey results, the surprising jump in fixed investment, and why export expectations are improving despite global uncertainty.
21 Sep 1PM 11 min

Construction Rebounds: Afrimat Index Surges Past GDP

South Africa’s construction sector delivered a rare economic bright spot in Q2 2026. Dr Roelof Botha unpacks the 5% quarter‑on‑quarter jump in the Afrimat Construction Index, the 95,000 jobs added, and the surge in building materials production. We explore whether this momentum is sustainable, where the next pockets of opportunity…
21 Sep 12PM 21 min

Affordability, Chinese Brands & NEVs: Cars.co.za Report

Cars.co.za’s Alan Quinn breaks down the Motor Industry Report 2026, revealing the biggest behavioural and affordability shifts in South Africa’s vehicle market. From the 72% surge in Chinese brands, to NEV momentum, to the dominance of price and fuel efficiency in buyer decisions — this episode offers essential insights for…
17 Sep 1PM 21 min

How Impact Finance Network Unlocks Entrepreneurial Growth

Anglo American’s Emma Parker breaks down how the Impact Finance Network (IFN) is reshaping access to capital for South African entrepreneurs. With 162 businesses supported, R1.8 billion mobilised, and 46,000 livelihoods sustained, IFN is proving that connection, capability and catalytic capital can unlock real growth. A practical conversation on investment…
17 Sep 12PM 12 min