EKASINOMICS - aYo, an African Insurtech specialising in microinsurance solution

Loading player...
GUEST – Julius Sikhuza – CEO of aYo

aYo, an African Insurtech specialising in microinsurance solutions, is an insurance platform provider and is jointly owned by telecommunications giant MTN and insurance group Sanlam.

aYo SA is the broker behind MTN’s newly launched Khava product MyMTN Prepaid Funeral Cover underwritten by Sanlam, to offer affordable device and funeral cover to all South Africans across any telecommunications network.

Sikhuza is no stranger to MTN. He was previously General Manager of Mobile Financial Services at the company, where he led the team responsible for the launch of the division - including payments, lending and insurance - as a new business unit. Before joining MTN, he was a Business Strategy Manager at insurer Old Mutual.
24 Jan 2024 3PM English South Africa Business News · Investing

Other recent episodes

Inside Alexforbes FY26: Strong Cash, Strong Capital, Strong Growth

Alexforbes delivered a resilient FY26 performance, with AuM and administration up 22% to R733 billion, a steady dividend, and 91% of revenue anchored in South Africa. CEO Dawie de Villiers breaks down solvency strength, client behaviour, digital transformation, and where the group sees growth in FY27 across retirement, healthcare and…
12 Jun 6AM 19 min

Pets as Family: Inside SA’s R10.4bn Pet Economy Boom

South Africa’s pet sector is booming — now worth R10.4bn and growing at nearly 16%. Trade Intelligence’s Andrea Slabber and Petshop Science’s Trevor Paxton unpack the emotional drivers behind pet spending, the tension between premiumisation and affordability, the rise of specialist pet retail, and what pet baskets reveal about middle‑class…
12 Jun 6AM 18 min

IP as a Business Asset: Protect, Commercialise and Enforce

Intellectual property is no longer a legal afterthought — it’s a commercial asset. RNMS Inc. founder Rachel Sikwane explains how trademarks, copyright, patents and trade secrets drive competitive advantage; the biggest mistakes businesses make; how to commercialise IP for revenue; and why African market expansion demands proactive IP protection.
11 Jun 2PM 14 min

SPAR’s New Leadership on Stabilizing the Business as HEPS Falls 53.9%

SPAR Group CEO Reeza Isaacs discusses the retailer’s interim results, with revenue up 3.6% but operating profit down sharply due to KZN distribution challenges, Black Friday overspend, and higher debtor costs. He outlines the group's turnaround priorities—from commercial transformation to retailer loyalty, debt reduction, and restoring margins—and what a “materially…
10 Jun 4PM 15 min

South Africans Pivot to PHEVs: What a 430% Surge Means for the Market

Cars.co.za Chief Product & Innovation Officer Alan Quinn unpacks the dramatic 430% year‑on‑year surge in plug‑in hybrid (PHEV) sales in Q1 2026. He explains what’s driving the shift—from fuel price pain to range‑anxiety relief—and what it means for dealers, resale values, and charging infrastructure. A practical guide for consumers choosing…
10 Jun 4PM 16 min