Ester Ochse - Ways to Stretch your January Budget

The beginning of January hits hard as overspending from the festive season and new year expenses such as school fees, uniforms and books weigh down on the regular budget. Some have their salaries paid early in December, while others like contractors and freelancers often have a break in income, making January a very long month to get through.
But there is way to get to pay day in style. Ester Ochse, Product Head at FNB Integrated Advice, gives us tips on how to stretch out every rand and get the year off to a good start at the same time.