Inside Your Pocket: If I have a home paid in full and in my name, can I borrow money against it?

Lending against property is a great way of releasing sizable amounts of cash to help your situation. In order to get a loan on your house or property and still own it, the property must be fully paid up (no bond, No encumbrances). This is a great way of unlocking cash for your house or property, especially if the property market is depressed and selling it is not an option.