Kaya 959 Inside Your Pocket

South Africa’s Gender Credit Divide

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New Experian data reveals that while women hold a smaller share of South Africa's credit market, they consistently outperform on repayment behaviour and default rates. Matiisetso Madito explores what the numbers reveal about borrowing habits, financial inclusion and the barriers still facing women in accessing higher-value credit products.
22 Oct English South Africa Business

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South Africa's R45 Billion Fast Food Boom

South Africans are spending more on convenience food despite ongoing financial pressure. Caroline Short, Research and Advisory Services Lead at Trade Intelligence unpacks the rapid growth of the quick-service restaurant market, shifting consumer behaviour, the rise of challenger brands and how delivery platforms are reshaping the country's food economy
8 Oct 14 min

Breaking Money Silence

Over 40% of South Africans avoid money conversations, even though finances are their biggest source of stress. Tebogo Motsepe from Nedbank shares insights from Nedbank’s NedFinHealth Index, exploring why shame, fear, and family norms keep people silent — and how everyday conversations can build healthier financial habits and long‑term confidence.
24 Sep 28 min

Surviving Income Volatility

Personal finance educator Mapalo Makhu joins Inside Your Pocket to unpack what financial resilience really means in today’s economy. With rising income volatility, affordability pressures and shifting consumer behaviour, Mapalo offers practical tools for navigating uncertainty, choosing flexible financial protection, and building resilience that fits real South African lives.
17 Sep 10 min

South Africans Spend Smarter: NIQ’s 2026 Retail Insights

South Africans are spending — but with sharper discipline. NIQ’s latest State of the Retail Nation shows rising price sensitivity, heavier reliance on promotions, and a widening gap between FMCG resilience and tech‑and‑durables caution. FMCG sales rose 5.5% to R347.7 billion, while T&D sales fell 5.8% as consumers delayed upgrades…
10 Sep 17 min

Tax Bills 2026 Explained: What Changes Mean for You

National Treasury’s 2026 Draft Tax Bills propose changes that could directly affect household budgets, medical scheme affordability, investment decisions and even everyday transactions. Old Mutual Senior Tax Consultant Aleweyah Price breaks down the key proposals, who they impact most, and what South Africans should be doing now as the Bills…
3 Sep 9 min
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