MINDSPACE soundbite – What do retirees struggle with? And what support do they wish their employers had provided?

What impacts employees’ retirement decisions? Old Mutual Corporate’s 2026 Annuitisation Study suggests there’s more than just circumstances at play. People’s decision-making is influenced by education, advice, communication and engagement. What is evident is that retirement decisions are not made in isolation.

As employers, it’s clear we need to start the retirement conversation well before the point at which an employee must make a decision. And we need to make the journey personal. The aim is to make sure they have the understanding, advice and support to understand what each decision means for their long-term financial security.

Here, we share meaningful ways for employers to help their people to feel better prepared for retirement – and the big decisions that arrive at this intersection. This MINDSPACE soundbite is inspired by the latest edition of our MINDSPACE newsletter. Listen for more details on what inputs influence employees’ decisions.

If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub. Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the Old Mutual Employee Benefits page for practical insights and fresh perspectives.