2026 FNB Retirement insights Survey

TransUnion SA’s Ayesha Hatea unpacks the Q1 2026 Industry Insights Report, revealing diverging credit trends across bank and non‑bank personal loans, rising credit card repayment pressure, resilient vehicle finance demand, and growing reliance on short‑term liquidity tools. Ayesha explains what these shifts mean for consumers, lenders and the broader credit…

South Africa’s savings landscape is under strain, with household savings below 1% and rising debt‑to‑income ratios. Nedbank’s Sisandile Nkatu breaks down the behavioural barriers holding South Africans back — from balance‑checking anxiety to frequent withdrawals — and explains why consistency matters more than income. A data‑driven look at how different…

South Africans haven’t abandoned luxury they’ve simply become smarter about how they access it. Greg Grenfield, founder of We Buy Brands, explains the explosive rise of the pre‑loved luxury market, why authenticated resale is booming, and how consumers are treating handbags, watches and jewellery as “wearable assets.”

With more South Africans relying on credit to get by, FinChoice’s Richard Eberlein breaks down the essentials: how to assess affordability, why credit scores matter, the hidden costs borrowers overlook, why loan balances barely move, and how to avoid digital lending scams. A practical guide to borrowing smart in a…

South Africa’s informal economy turns over R190 billion a year — and fintechs are rapidly gaining ground. Ged Nooy, General Manager: Field Force, Provantage reveals insights from 8,785 informal outlets, showing why cash still dominates, why fintech devices are winning daily transactions, and what banks still misunderstand about township traders.