Predictive Risk Analytics

South Africa may not be home to Silicon Valley, but we sure have a thriving start up and tech market. In this feature we chat Tech startups, innovators and app developers on their latest consumer-focussed innovations.

AI is reshaping the creative industry — but not in the simplistic “robots replacing creatives” narrative. Lucky Hustle CEO Darren Morris joins Kaya Biz to unpack how AI is used in ideation, copy, design and strategy, where it fails, and why creatives who use AI will replace those who don’t…

Otinga CEO Francois van der Merwe exposes “innovation theatre” — the corporate habit of running AI pilots, prototypes and presentations that never reach customers or deliver value. We unpack why ideas die in committees, how to spot fake innovation early, and how leaders can turn AI concepts into measurable business…

Jem COO Caroline van der Merwe joins us to unpack how the fast‑growing fintech is reshaping payroll, earned‑wage access, and deskless workforce management in South Africa. Fresh off an $8.4m Series A round led by Quona Capital, Caroline explains Jem’s mission, its tech backbone, and why empowering deskless workers is…

Kaspersky’s Brandon Muller unpacks new research showing 88% of South Africans endorse AI tools — even as 87% fear the risks. We explore shadow AI, data leakage, model manipulation, and the cybersecurity playbook companies need as AI becomes a daily business essential.