Everything Counts | Episode 11: Saving for your future self

Loading player...
In this episode of Everything Counts, we discuss retirement planning and saving for your future self. Host Motheo Khoaripe is joined by Kate Robson (co-head of Investec My Investments) and Kgomotso Motloung (Investec financial adviser). The conversation covers setting retirement goals, calculating how much you’ll need, and avoiding common financial mistakes. Whether you’re in your 30s or nearing retirement, this episode offers valuable insights on how to prepare for a financially secure future.

Everything Counts is a podcast series dedicated to exploring the ins and outs of personal finance. Hosted by 702's Motheo Khoaripe, each episode brings together financial experts to tackle crucial topics like saving, debt management, investing, and smart financial habits. The goal is to empower listeners with the knowledge and tools they need to achieve financial wellness.

#RetirementPlanning #FinancialWellness #InvestSmart #SavingForTheFuture #InvestecPodcast #EverythingCounts #RetirementSavings #MoneyMatters #FinancialAdvice

Key moments:

00:00 Introduction
01:20 Where to start with retirement planning
04:00 Calculating replacement ratios for retirement
05:36 The impact of inflation on your savings
06:47 Tactics to set you up for a comfortable retirement
10:58 Time as a key asset in retirement planning
11:17 Different retirement savings products explained
12:18 Should you cash out your pension fund when switching jobs?
17:33 Mistakes to avoid when reaching retirement
18:32 The benefits of living annuities and other preservation options

You may be interested in:

As an Investec client, you have access to a dedicated Investec financial adviser for your life insurance and investment needs. Our advisers provide objective advice with no additional fees or commissions. Ensuring transparency and trust. Experience clear, unbiased advice with your trusted financial partner.
15 Oct 2024 English South Africa Business · Investing

Other recent episodes

NOW Ep118: AI | From hype cycle to hard choices

AI has moved beyond experimentation. It now sits at the centre of decision-making. At the World Economic Forum Annual Meeting in Davos, the conversation is clear - how can leaders use AI to drive growth, manage risk and reshape work. In episode 2 of our Davos Debrief series, Jeremy Maggs…
20 Jan 18 min

Macro Monday Ep101: Big in Japan – not so big in the US

Chris Holdsworth looks at some of the key takeouts from Investec’s latest global asset allocation committee meeting. These include decisions to maintain an underweight position in US equities – based on the country’s economic outlook and high valuations – and to increase the allocation to Japanese equities.
19 Jan 7 min

NOW Ep117: WEF2026 | What markets will be watching in Davos

The World Economic Forum Annual Meeting is here and markets are paying attention. As leaders gather in Davos, the conversations will likely shape risk premiums, capital allocation and investor confidence in the months ahead. In episode one of our special Davos Debrief podcast series, host Jeremy Maggs is joined by…
18 Jan 13 min

Everything Counts | Episode 39: Young professionals and the debt trap

Drowning in credit offers the moment you land your first paycheck? You’re not imagining it, from store cards to buy-now-pay-later, young professionals are being pulled into debt faster than they can say “credit approved". In this episode of Everything Counts, host Motheo Khoaripe sits down with Investec’s Keshnie July, Lending…
12 Jan 22 min

Macro Monday Ep 100: A year when valuations mattered

In the first episode of Macro Monday for 2026, our Chief Investment Strategist Chris Holdsworth looks at market performance over the last year. While US equities added 18% in 2025, it lagged behind global equities (up 23%) and an array of countries, including South Africa. One of the top-performing currencies…
12 Jan 10 min