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Household vs Homeowners' Insurance
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In our latest episode, Senior Associate and Head of STBB Claremont’s Bond Department, Junel Hickman, joins us to discuss various aspects of homeowners’ insurance, an essential component of property ownership. In a concise but insightful discussion, she canvasses the important distinction between homeowners’ insurance and household insurance, explains why homeowners’ insurance is a condition for securing bond approval, and provides insight on whether a seller or purchaser is responsible for paying insurance premiums when the purchaser takes occupation of the property prior to the registration of transfer.