The Money Rules Podcast

The Money Rules podcast is hosted by Boitumelo Ntsoko. The podcast features interviews with certified financial planners and wealth managers to answer readers’ pressing financial questions. Each episode will focus on a specific theme, covering topics such as retirement, retrenchments and investments, and help the listeners to make better financial moves. This podcast publishes two episodes per month.

Occasionally English South Africa Business Boitumelo Ntsoko

74 Episodes

32 – 52

Last-minute financial gift ideas for the festive season

Tanya Joubert of PSG Wealth Pretoria East shares some ideas on presents that may prove to be the gifts that keep on giving for your family and friends.

22 Dec 2022 9 min

How to avoid the dreaded ‘Januworry’

Devon Card of Crue Invest shares some personal finance tips so that you don’t start 2023 skint.

8 Dec 2022 8 min

Housing in retirement: What to consider?

Gareth Collier of Crue Invest discusses the various contracts and benefits of retirement villages, the upfront and ongoing costs as well as the red flags to look out for to avoid being scammed.

24 Nov 2022 18 min

Investor vs saver: How each mindset can affect financial outcomes

Richus Nel of PSG Wealth discusses the mindset and behavioural biases of investors and savers, looks at how their differing risk profiles affect the management of their portfolios and who is likely to experience more growth in their portfolio.

11 Nov 2022 13 min

How to recession-proof your finances

Chrisley Botha of PSG Wealth discusses the steps to take to prepare your finances, the best investment strategy during this period and offers tips on how to protect your career.

20 Oct 2022 11 min

Buying vs renting your first property: What’s best?

Franske Neiteler of PSG Wealth Pretoria-East discusses the pros and cons of each option, and whether it would be better to delay purchasing property to build up your investments instead.

6 Oct 2022 12 min

Estate planning for every life stage

Eric Jordaan of Crue Invest discusses the importance of an estate plan, the key elements that make it solid and how it needs to change as you age.Estate planning for every life stage

22 Sep 2022 10 min

Expats: Should you keep your retirement savings in SA or move them offshore?

Elke Brink of PSG Wealth looks at what you need to consider when weighing up the two options, the best way to move funds offshore and the tax implications of doing so, as well as how to access the income earned in SA abroad.

8 Sep 2022 16 min

Is investing in whisky casks as smooth as the tipple itself?

Michael Haldane of Global & Local The Investment Experts discusses investing in whisky casks vs rare whisky bottles, how to choose the right cask, how to ensure you don’t overpay, the returns you can expect and the risks to be aware of.

25 Aug 2022 14 min

Paying off your bond vs investing: What to consider

Elke Brink of PSG Wealth discusses the pros and cons of piling more money into your home loan, how the scenario changes when you have an access bond or rental property and investments to consider when choosing to go this route.

11 Aug 2022 12 min

Savings month: Here’s where to put your money to work

Chrisley Botha of PSG Wealth shares which savings tools are best suited for short-, medium- and long-term goals, as well as tips on how you can squeeze a little extra out of your budget.

28 Jul 2022 12 min

Tax season: Do you know how your investments will be taxed?

Craig Torr of Crue Invest discusses the taxes that apply to various investments, how you can strategically minimise your liabilities, and offers tips on the best way to put your return from SARS to work.

14 Jul 2022 8 min

Business succession planning: Why buy-and-sell cover could be a lifesaver

Devon Card of Crue Invest, discusses how this insurance works, what should be included in the agreements, the tax implications, and the benefits for shareholders and the co-owner’s dependants.

30 Jun 2022 11 min

Generational wealth: How to give your business a better chance at survival

Richus Nel of PSG Wealth discusses the importance of succession planning and key points to consider when preparing for the future.

16 Jun 2022 15 min

What’s the deal with NFTS?

Francois le Clus of Attooh! Financial Wellness, gives us the low-down on non-fungible tokens, how to access them, what role they can play in your investment portfolio as well as the risks investors should be aware of before investing in them.

2 Jun 2022 6 min

Parts of Divorce Act declared unconstitutional: Here’s what it means

Eric Jordaan of Crue Invest unpacks this landmark ruling, its possible impact on marital contracts and divorces going forward and offers advice on how a stay-at-home spouse can avoid finding themselves in tough spot after divorce.

19 May 2022 11 min

Should you invest a lumpsum all at once or gradually?

Elke Brink, CFP at PSG Wealth, discusses the merits of both strategies, and whether a combination of both will yield better returns.

5 May 2022 12 min

Trying to tighten your belt? Here are some extra loops

From groceries, insurance and debt to utilities and petrol, Tanya Joubert, CFP at PSG Wealth Pretoria-East, shares tips on how to save on your monthly expenses.

21 Apr 2022 15 min

The 411 on starting your investment property business

Richus Nel, CFP at PSG Wealth, answers two readers’ questions on their ambitious rental property plans.

31 Mar 2022 25 min

Rental property vs listed equities: Which will make you rich?

Richus Nel, CFP at PSG Wealth, talks all things buy-to-let and whether you would be better off creating wealth the traditional way.

17 Mar 2022 19 min