The Money Rules Podcast

The Money Rules podcast is hosted by Boitumelo Ntsoko. The podcast features interviews with certified financial planners and wealth managers to answer readers’ pressing financial questions. Each episode will focus on a specific theme, covering topics such as retirement, retrenchments and investments, and help the listeners to make better financial moves. This podcast publishes two episodes per month.

Occasionally English South Africa Business · Investing Boitumelo Ntsoko

88 Episodes

1 – 20

Is your retirement plan sustainable? Here’s how to test it

Erin White of Crue Invest breaks down the process of test-driving your retirement income and budget and offers actionable strategies to fix any financial gaps before it’s too late.

7 Nov 15 min

Is it time to consider structured products in your investment strategy?

Sean Kelly of Parity Wealth Managers details how these investment tools offer exposure to local and offshore markets while managing downside risk and maximising returns.

25 Oct 11 min

Should you sink your funds into a sinking fund?

Sean Kelly of Parity Wealth Managers breaks down how these funds work, why they’re a great investment and how you can invest in them.

11 Oct 10 min

Are hedge funds right for your portfolio?

Keagan Marcia of Parity Investment Partners unpacks the growth of hedge funds in South Africa, how they work, and what makes them an attractive option for savvy investors.

27 Sep 11 min

Living annuity balance: How to draw an income without draining your capital

Marius Fenwick of WealthUp discusses the risk factors contributing to capital depletion and how investors can mitigate these.

13 Sep 20 min

Big money problems: Top concerns for high-net-worth individuals

Elke Brink of PSG Wealth details the intricate world of wealth management for these families, how they can navigate their challenges, and the lessons we can learn from them.

30 Aug 20 min

Why market corrections shouldn’t send shivers down your spine

Elke Brink of PSG Wealth sheds light on the frequency, causes, and strategies to navigate these events successfully.

16 Aug 16 min

Should you invest in long- or short-term rental property?

Craig Torr of Crue Invest discusses the pros and cons of each option and how to minimise risks and maximise returns.

2 Aug 11 min

Divorce done, now what? Ensure you've ticked these steps off

Eric Jordaan of Crue Invest provides a comprehensive guide on separating your financial affairs, covering everything from personal financial planning to succession planning, ensuring you're well-prepared for your new journey.

19 Jul 10 min

Is Section 10C the key to a tax-free retirement?

Elke Brink of PSG Wealth details the ins and outs of disallowed contributions and how investors can harness these to reduce tax liabilities in retirement.

5 Jul 14 min

Why retirees should keep their money in the market

Marius Fenwick of WealthUp shares why adopting a long-term investment mindset can safeguard your financial future and maximise your retirement savings.

21 Jun 11 min

How investment fees impact your bottom line

Munaf Mukadam of Gradidge-Mahura Investments details the various costs, their impact on your returns and strategies to mitigate them.

7 Jun 24 min

Bond basics: Global bonds and how they fit in your portfolio

Sean Kelly of Parity Wealth Managers breaks down how bonds work and why they are crucial to modern investment strategies.

24 May 16 min

What happens to your investments when you die?

Eric Jordaan of Crue Invest explains why your will may not dictate the fate of all your assets and unravels the intricacies of investment distribution after death.

10 May 8 min

How to turn investment losses into tax savings

Elke Brink of PSG Wealth discusses tax-loss harvesting and what investors need to watch out for so that they don’t run afoul of Sars.

26 Apr 18 min

How to calculate estate duty and ensure estate liquidity

Eric Jordaan of Crue Invest shares practical strategies to avoid liquidity shortfalls and mitigate financial risks for your heirs.

12 Apr 7 min

What is a special trust, and how can you use it effectively?

Eric Jordaan of Crue Invest discusses the qualifying criteria, tax implications, and benefits of these essential estate planning tools.

28 Mar 8 min

Unit trusts vs property: Which leads to better returns?

Devon Card of Crue Invest delves into the nuances of each investment option, exploring the factors influencing the choice between two.

15 Mar 19 min

How do living annuities work?

Devon Card of Crue Invest explores the various options available for income withdrawals and asset allocation within these vehicles and offers tips on how to navigate market volatility, longevity risks, and tax implications effectively.

29 Feb 10 min

Overinsured? Here’s how it impacts your retirement planning

Craig Torr of Crue Invest shares strategies to reduce overinsurance and redirect contributions to retirement savings.

15 Feb 9 min