A healthy alternative to credit. How you can buy now, pay later with no strings attached

In this edition of the Business Day Spotlight, we’re looking at how consumer behaviour and indebtedness are being helped by startups using the “buy now pay later” model.

Our host Mudiwa Gavaza is joined by PayJustNow’s CEO Craig Newborn and Mark McChlery, chief data and analytics officer.

The team discusses PayJustNow’s business model, ways in which data is being used to improve the system, other firms doing similar business, PayJustNow’s entry into physical shops, the future of consumer retail and an outlook for the economy.