Mind Your Money with Mrs Razael Manikus
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On this episode of Mind Your Money, we unpack a financial reality that many South African households are increasingly being forced to confront with Mrs Razael Manikus: Chief Operating Officer at Latita Africa, interest rate relief may not arrive as quickly as hoped.
For months, consumers have been waiting for some breathing room on bond repayments, car finance, credit cards, and personal debt. But with borrowing costs expected to remain higher for longer, the focus is now shifting from “When will rates drop?” to “How do we survive and plan financially in this environment?”
Today, we break down what prolonged high interest rates actually mean in practical, everyday terms from managing debt and adjusting monthly budgets to making smarter financial decisions heading into 2026.
Whether you’re paying off a home loan, trying to stay ahead of rising living costs, or simply looking for ways to better manage your money during uncertain times, this conversation offers practical insight to help you navigate the pressure with greater clarity and confidence.
For months, consumers have been waiting for some breathing room on bond repayments, car finance, credit cards, and personal debt. But with borrowing costs expected to remain higher for longer, the focus is now shifting from “When will rates drop?” to “How do we survive and plan financially in this environment?”
Today, we break down what prolonged high interest rates actually mean in practical, everyday terms from managing debt and adjusting monthly budgets to making smarter financial decisions heading into 2026.
Whether you’re paying off a home loan, trying to stay ahead of rising living costs, or simply looking for ways to better manage your money during uncertain times, this conversation offers practical insight to help you navigate the pressure with greater clarity and confidence.
