ZERO RETURNS in a TFSA and RA

Last week I tweeted about TFSA's and RA's making zero returns and I got a lot of questions. If you not following me on twitter, do so (www.twitter.com/terencetobin).

This week I will explain why I said that, what is a wrapper, what about tax and access to money. How to choose the right ETF or UT for your portfolio? What to consider when selecting these wrappers and asset allocations?

Please send in your questions and comments to podcast@richideas.co.za