Rich Ideas Group - Financial Planning Podcast

RICH IDEAS PODCAST  |  Podcast , ±13 min episodes every 2 weeks, 3 days  | 
Terence Tobin hosts this podcast series to discuss various aspects of wealth creation, financial planning, business, marketing, tax and investments with both a local and global markets in mind. My aim is to have the podcast recordings to be under 10 minutes, for a quick lesson.

Focusing on your financial wellbeing, Terence and his guests will cover a wide range of topics, covering personal and business financial planning, tax, accounting, investments, money managements and ultimately wealth creation and wealth preservation.

Your questions and comments and guest recommendations are encouraged and welcomed.

Email and be sure to subscribe, comment, like and share.

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Wills and Planning

September is Wills month for Rich Ideas. Recently I presented to staff at a company, as part of their wellness day.

Here is the recording from that session.

If you would like to discuss your will and estate planning - leave your details here -

What is your key to success?

Gavin Lewin shares his wisdom on keys to success and helping us define it.

Is it is lots of money, fast car, big homes?

Share your thoughts and comments about this podcast with us via

Lets Talk Investments and Making Money

Philip van der Merwe, financial planner at Rich Ideas, answers your questions about investments, risk and what to consider.

1) What effect do investment fees have on the long-term return of your investment?
2) Is it better to invest in a high-risk investment or a low-risk investment?
3) I have heard of the power of compounding. Can you explain what that means?
4) How much should I be investing each month?
5) Do I need a financial adviser?
6) Can I cash out my investment whenever I want?
7) How are shares and bonds different?
8) How do I choose which fund to invest in?
9) Is it better to invest or to pay off debt?
10) Is it better to invest in individual shares or in a fund?

Tax 2022 - What you NEED to know

This podcast Terence chats with Robin Botha, our trusted Charted Accountant.

We discuss tax for small businesses, solopreneurs, self employed, salaried employees and what you should know.

Topics like income tax, capital gains tax, dividends tax - which is best?

How does provisional tax work and what happens when you get it wrong?

Can self employed individuals claim home office expenses and what should you know?

Robin's top tax tips for this tax year.

Do you need help or have tax questions? Email Robin at

Living Annuities 101 with Gavin Lewin

As featured on the Easy Does It Podcast....

Allow us to introduce Uncle G, also known as Gavin Lewin. Uncle G is a business consultant, a Financial Planner, and most importantly, a mentor.

Our favourite financial Oompie joins Dj @ Large to discuss Living Annuities and the rules that govern this type of investment. Gavin breaks down the Living Annuity into its simplest form in what is a truly insightful and down-to-earth conversation about investing for your retirement.

With the different rules and regulations that surround this investment, you do not want to miss this simplified explanation of how Living Annuities work, as well as the opportunities in growing your portfolio.

Did you know that before you get a Living Annuity you need to have had investments in a Provident Fund, a Pension Fund, or a Retirement Annuity?

Make sure to check out EasyEquities’ Retirement Annuities offering. Scary as it may be, start investing for your retirement today!

Share the love with us on social media by letting us know what you think of the episode by tweeting @EasyEquities or tagging us on the gram!

To sign up to EasyEquities:

DISCLAIMER: EasyEquities is a product of First World Trader (Pty) Ltd t/a EasyEquities which is an authorised Financial Services Provider. FSP number: 22588. This material is not intended as and does not constitute financial advice or any other advice and is neither exhaustive nor prescriptive. The views expressed by the contributor are his or her own (as an independently registered financial services provider, financial adviser or other independent capacity), and not necessarily endorsed by EasyEquities (as a separate financial services provider).

What a 20 year old wished they new about finances

Cayleigh has been with Rich Ideas in our client service team and has learnt a lot about money and investments since she joined.

In this podcast, she says her insights, her understandings and what she wishes other 20 years old could know.

Your comments and questions are always welcome -

Small Business Masterclass

Gavin Lewin takes over this episode of the podcast, to answer a listeners question.

He unpacks, marketing plans, due diligence, solving customers problems, figuring out how your business fits in, when to register your business and ensuring business success, with scalable options.

Send us your questions to, with Podcast in the subject line.

Book a complimentary consult with Gavin via

Wishing you great success with your business ventures.
Book a Consult with Gavin

What Limits Apply to a TFSA?

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Would you like financial planning and advisory assistance? Check out

How does a TFSA Work?

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What is an Emergency Fund?

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49 episodes

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