Allan Gray Kaya Biz

KAYA 959  |  Podcast , ±12 min episodes every 2 weeks, 3 days  | 
Join the host of Kaya Biz, Gugulethu Mfuphi, as she takes you on a journey about how you can secure your future, with Allan Gray. In a time when world economies are in a perpetual state of volatility, it is those who stay ahead of the curve and keep abreast with latest trends to respond to the tough economic challenges with sustainable strategies. Tune in, to find out how you can secure your investments, retirement annuity, personal savings and all your valuable assets.

Subscribe to this channel

You can subscribe to new audio episodes published on this channel. You can follow updates using the channel's RSS feed, or via other audio platforms you may already be using.

RSS Feed

You can use any RSS feed reader to follow updates, even your browser. We recommend using an application dedicated to listening podcasts for the best experience. iOS users can look at Overcast or Castro. Pocket Casts is also very popular and has both iOS and Android versions. Add the above link to the application to follow this podcast channel.

Signup to iono.fm

Sign up for a free iono.fm user account to start building your playlist of podcast channels. You'll be able to build a personalised RSS feed you can follow or listen with our web player.
18
MAY
2021

Where to from here for interest rates and money market returns?

Lower interest rates are a life jacket for those who are in debt or paying off home loans, but they have negative consequences for savers. The repo rate is currently at 3.5%, the lowest in the country’s history, but with members of the South African Reserve Bank’s Monetary Policy Committee subtly altering their collective stance on rates at their March meeting, it’s worth asking “where to from here for rates and money market returns?” Thalia Petousis, portfolio manager at Allan Gray, joins Kaya Bizz to explain the current environment and how interest rates impact our returns
Kayafm
05
MAY
2021

Where to from here for inflation?

Most of us are familiar with what inflation means for our pockets – we can all attest to how inflation has affected the cost of goods and services over time – but inflation also has numerous implications for the markets and our investments. A great reflation versus inflation debate dominated discourse in global fixed income markets during the first quarter of the year, and “where to from here for inflation?” seems to be a key question hanging over the markets. So, what is the difference between inflation and reflation, and how are your investments impacted? Londa Nxumalo, portfolio manager at Allan Gray, joins Kaya Bizz to explain it all.
Kayafm
20
APR
2021

Key questions to help you prepare for your retirement

Although we all have different circumstances, we all want the income we receive in retirement to be sustainable for life and to be enough to maintain our standard of living. Ideally, we also want our income to keep pace with inflation each year. However, the reality is that less than 10% of South African retirees have saved enough money to retire comfortably. As life expectancy goes up, it is even more critical to plan for your retirement. There are several important questions to consider, both in the lead-up to and at retirement, which will influence whether you are able to retire comfortably. Marise Bester, specialist in the Retail Distribution team at Allan Gray, joins Kaya Bizz to help us tackle some key questions to help us prepare.
Kayafm
06
APR
2021

Balance caution with opportunism by investing in a low equity strategy

Risk-averse investors fled the market in droves as the COVID-19 crisis hit, opting for the security of money markets, rather than suffering through the volatility. However, it seems the appetite for equities has returned now that the markets are flying. While this behavior is understandable, it is also counter-productive for long-term investors. Many who followed this pattern would have locked in losses and missed out on the recovery. Tim Acker, portfolio manager from Allan Gray, joins Kaya Bizz to discuss why investing in a low equity fund could be better than trying to time the market.
Kayafm
23
MAR
2021

Divorce and your retirement savings

The COVID-19 pandemic has sent global divorce rates soaring by up to 30% over the last year, adding to the life-altering trauma that many families have experienced as a result of the virus. Even though some estimates suggest that over 40% of marriages end in divorce, most couples aren’t prepared for the range of challenges that may arise when filing for divorce. In addition to its emotional impact, the decision to get a divorce often has significant long-term financial implications for both parties. Jaya Leibowitz, senior adviser at Allan Gray, joins Kaya Bizz to talk about what divorce means for your retirement savings.
Kayafm
23
FEB
2021

Habits that set successful investors apart

With thousands of investments to choose from, many investors unwittingly reduce their returns over time by switching in and out of investments, being swayed by the prevailing market sentiment and letting their emotions take over. Building wealth is a long-term endeavour and those who manage to do it successfully have mastered a number of key habits that set them apart. Nomi Bodlani, head of Strategic Markets at Allan Gray, joins us to share some of these habits and explain how we can adopt them to improve our own investment outcomes.
Kayafm
16
FEB
2021

Are you making the most of tax-free investing?

Set against a backdrop of lower overall returns, it is important to ensure that you are incorporating tax-efficient strategies in your broader long-term financial plan which make the most of the existing vehicles and products on offer. Tamryn Lamb, head of Retail distribution at Allan Gray, joins Kaya Bizz to help us understand how to get the most out of our tax-free investment accounts – a timely message as we approach the end of the tax year approaches.
Kayafm
02
FEB
2021

Understanding your tax liability

The final month of the tax year is upon us, prompting us to review our finances ahead of filing our returns later this year. This tax year has been particularly challenging for most South Africans, and many of us have had to dip into multiple income streams. Whether you have always had multiple sources of income or have tapped into additional income streams this year, you need to make sure that the correct tax rates are being applied, or you could find yourself facing an unexpected tax bill when tax filing season arrives. Carrie Norden, tax manager at Allan Gray, joins Kaya Bizz to help us avoid this scenario.
Kayafm
12
JAN
2021

Give your finances a fresh start

Last year was really challenging for most South Africans. We were reminded that life is unpredictable and that our financial circumstances can change at any time, which is why good financial planning is extremely important. The good news is that It’s a new year and we have a new opportunity to take charge of our finances. Allan Gray’s Noluyolo Betela joins Kaya Bizz to tell us how we can give our finances a fresh start by addressing our current money challenges and putting a plan in place to achieve our long-term financial goals.
Kayafm
17
NOV
2020

Be wary of overspending

2020 has been a difficult year for South African households: COVID-19 has meant that many of us have lost some or all of our income, placing additional strain on a country with high levels of debt and unemployment, and a poor culture of saving. As Black Friday approaches, kicking off the annual festive season spending splurge, Tamryn Lamb, head of Retail Distribution at Allan Gray, joins KayaBizz to share some insights and ideas to help us avoid many of the poor financial decisions we often make at this time of the year and improve our financial position as the new year approaches.
Kayafm
03
NOV
2020

Are you sitting on savings you could be investing?

While the COVID-19 pandemic has highlighted the need for emergency savings as a buffer against tough times, it has also created anxiety for investors who are worried about their income security and market volatility. As a result, many investors who have been fortunate enough to retain their income streams during the lockdown period are sitting on some extra cash which they may have invested. Nomi Bodlani, head of Strategic Markets at Allan Gray, joins Kaya Bizz to tell why it is a good time to accelerate your long-term investment efforts if you have the means to do so.
Kayafm
20
OCT
2020

Anaemic rate environment for money market funds

We have undoubtedly entered a difficult period for money market funds.
The overnight repo rate of 3.5% is the lowest in South Africa’s history, and offers only a marginal uplift relative to inflation of 3.1% year on year for August 2020. Other market forces are also at work in keeping money market returns low. Thalia Petousis, portfolio manager at Allan Gray, joins Kaya Bizz to explain what this means for investors who have become accustomed to real returns from these low-risk investments.
Kayafm

40 episodes

« Back 13—24 More »